Loan Calculator Pro

Calculate loan payments with extra payment simulator, compare two loans side-by-side, view amortization schedules, and download as CSV.

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Loan details

Calculate payments and a full amortization schedule using the actual payment frequency.

Loan Amount (USD)Annual Interest Rate (%)Term (Years)First Payment DatePayment FrequencyCurrency

See how additional principal payments change your interest cost and payoff date.

Extra Per PaymentOne-Time ExtraAt Payment #

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Enter loan details

Enter the loan amount, interest rate, and term.

You can use this tool without an account. Processing stays in your browser; accounts are optional for favorites and history.

$25,000 car loan at 6.5% for 5 years with $100 extra/month → saves $800 in interest
Compare 30-year vs 15-year mortgage: $300K at 6% vs $300K at 5.5%
$10,000 personal loan at 8% for 3 years → $313/month, $1,280 total interest

Extra payments reduce the principal faster, which means less interest accrues over the life of the loan.

Yes. Click 'Compare Another Loan' to enter a second set of loan details for side-by-side comparison.

Yes. Click 'Download CSV' to export the full monthly amortization schedule as a spreadsheet.

Yes. Loan Calculator Pro is free to use on InfoChef, and the tool remains available without creating an account.

No. Login is optional and only adds convenience features such as favorites, recent tools, and synced history.

Yes. The tool page is designed to work on phones, tablets, laptops, and desktop screens.

Calculators

Calculate percentages instantly — find percent of a number, what percent X is of Y, and percentage change.

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Calculators

Calculate sale prices and savings instantly. Find the final price after discount or work backwards to find the original.

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Finance

Convert between 35+ currencies with live exchange rates. Swap currencies instantly with one click.

Uses external data

Finance

Plan your monthly spending. Enter income, add expense categories, and see your budget breakdown with savings rate.

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